Health Insurance for Parents Visiting the US

​Having your parents over in the United States is exciting. However, you have to keep in mind that their health and safety should be the top priority. If you're bringing your parents to the United States, you must make arrangements for their arrival. With this, you must get them health insurance.

If there's something you want to know about health insurance for your parents visiting the US, here's what you need to know.

Types of Health Insurance for Parents Visiting the US
Generally, there are two types of health insurance available in the market. These are fixed-coverage and comprehensive-coverage.

• Fixed-coverage: This type of health insurance only covers a fixed amount of your parents' medical expenses. As a result, the rest of these expenses will come from your pocket. 
• Comprehensive-coverage: This type of health insurance covers a percentage of your parents' medical expenses to a certain amount. It will also cover 100% until the costs reach the policy's maximum.

Inclusions in Health Insurance for Parents Visiting the US
Depending on the policy and the insurer you'll be acquiring the plan from, rates and covered medical procedures vary. With this, you must do research and compare policies from different insurers. 

Typically, all health insurance plans cover the expenses of specific procedures, including:

• Doctor's consultation
• Hospital room expenses
• Prescription drugs
• Emergency services, including ambulance

On the other hand, some plans also cover dental expenses, pregnancy expenses, and accidental death and dismemberment.

Reasons to Buy Health Insurance for Parents Visiting the US

• Your parents' health insurance may not cover them outside their domicile. People in the US are in charge of their health expenses. With this, parents are required to shoulder their medical costs while in the US.
• Healthcare in the US can be expensive and unaffordable. According to Healthcare.gov, expenses resulting from a broken leg can reach up to $7,500 in the US. Also, staying in the hospital for three days can cost nearly $30,000.
• If your parents need to provide a visa to travel to the US, they may be required to show documents. These include proof that they can pay certain expenses, including return travel and medical costs. 

Final Words
As mentioned, your parents' health and safety should be the top priority, especially when they're visiting the US. If you get them health insurance while in the country, it will help you protect them. Health insurance for your visiting parents will also protect your finances.

At The Medicare Space, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (866) 717-8683. Get your free quote today by CLICKING HERE.