The Medicare Space
  • Quotes
    • Medicare Advantage Plan Quote
    • Medicare Supplement Coverage Quote
    • Prescription Drug Plan Quote
    • Final Expense Insurance Quote
    • Dental Insurance Quote
    • Health Insurance Quote
    • Life Insurance Quote
    • Vision Insurance Quote
  • Service
    • Policy Changes
    • Free Consultation
    • Online Documents
    • Medicare Assistance
  • Insurance
    • Learn More About Medicare
    • Medicare Advantage Plans
    • Medicare Supplement Coverage
    • Prescription Drug Plan
    • Final Expense Insurance
    • Dental Insurance
    • Health Insurance
    • Life Insurance
    • Vision Insurance
  • Medicare Plan Quiz
  • About Us
    • Staff Directory
    • Refer a Friend
    • Client Testimonials
    • Privacy Policy
    • Terms of Use
    • Agency Photo Gallery
    • Blog
  • Become an Agent
  • Agent Portal
  • Podcast
  • Contact

The Medicare Space Blog

Guide To Buying Individual Health Insurance

9/14/2020

1 Comment

 
Picture
​Buying individual health insurance premiums can be a puzzling task. Because Healthcare has numerous moving parts, you might be thinking about what kind of coverage you need for your future. To make it easy for you, here are the tips for purchasing the right individual health insurance policy:
Choose the Right Coverage
You can regulate the amount that you’ll pay for a plan by knowing ahead of time the things you believe are needed over the next year, especially treatment for pre-existing conditions such as heart disease, diabetes, and others. You can strategize to choose an individual health insurance plan that will only cover certain expenses. You can save your money by not including those things that you don’t expect but take note that when an unexpected thing happens and if the medical cost is not part of your policy, you’ll pay out of your pocket.

Good to know: If you’re using prescription treatment regularly, ensure that your medication will be part of your chosen individual health insurance plan.

Pay the Right Amount for Your Policy

Typically, individual health insurance plans have associated deductibles. This ensures insurance companies to avoid policyholders that make frivolous claims. If you need to visit the doctor frequently or you’ll undergo several treatments, it’s recommended to find a zero-deductible individual health insurance plan. But, if you’re a healthy individual and you don’t expect to get ill, it’s a wise move to choose insurance with a deductible as it’s cheaper compared with those that don’t have a requirement.

Reminder: If you choose a plan with a deductible, be aware that you must meet the required deductible before the insurance company provides assistance to pay your medical bills.

Things Mandated to Insurers to Cover Linked to Individual Health Insurance Plan
  • Mammograms
  • Cholesterol screenings
  • And other similar services

Identify the People In Your Network
Before you buy a policy, check if your specialists or doctors are part of your insurance network. This will ensure that your medical bills will be covered. If your physician is outside of your individual health insurance plan’s network, you could end up spending out of your pocket for your medical expenditures.

One More Thing Before You Go
Be smart in choosing an individual health insurance policy. Consult a reliable insurance provider to guarantee your protection and gain confidence.

At The Medicare Space, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (866) 717-8683 or Click Here to request a free quote.
1 Comment
Charlotte Fleet link
8/18/2021 11:32:57 am

I agree with you that it would be important to make sure any doctors or specialists you see accept the potential insurance plans. My best friend just got off of his parent's health insurance plan so he needs to find the best insurance for himself. I will recommend that he talk to his doctors before he chooses a plan to make sure it will work with their practice.

Reply



Leave a Reply.

    Contact Us

    ​(866) 717-8683
    3463 Magic Rd
    Suite 225
    San Antonio TX 78229​
    Click Here to Email Us

    Archives

    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020

    Categories

    All
    Final Expense Insurance
    Health Insurance
    Medicare Advantage Plans
    Medicare Supplement Insurance
    Prescription Drug Plan

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
About
Privacy Policy
Terms of Use
Contact Us
​
Agent Login

Connect With Us

Share This Page

Contact Us

The Medicare Space
3463 Magic Rd
Suite 225
San Antonio TX 78229
(866) 717-8683
​Click Here to Email Us

Location

Website by InsuranceSplash
  • Quotes
    • Medicare Advantage Plan Quote
    • Medicare Supplement Coverage Quote
    • Prescription Drug Plan Quote
    • Final Expense Insurance Quote
    • Dental Insurance Quote
    • Health Insurance Quote
    • Life Insurance Quote
    • Vision Insurance Quote
  • Service
    • Policy Changes
    • Free Consultation
    • Online Documents
    • Medicare Assistance
  • Insurance
    • Learn More About Medicare
    • Medicare Advantage Plans
    • Medicare Supplement Coverage
    • Prescription Drug Plan
    • Final Expense Insurance
    • Dental Insurance
    • Health Insurance
    • Life Insurance
    • Vision Insurance
  • Medicare Plan Quiz
  • About Us
    • Staff Directory
    • Refer a Friend
    • Client Testimonials
    • Privacy Policy
    • Terms of Use
    • Agency Photo Gallery
    • Blog
  • Become an Agent
  • Agent Portal
  • Podcast
  • Contact